Beacon Insurance might pay for different levels of addiction services, including inpatient or outpatient treatment plans. Again, this comes down to your policy and the partner organization to provide your insurance coverage. If you are confused about which partners give you insurance, if any, or what range you have based on your policy number, our staff can help you precisely determine what is covered and to what degree.
Beacon Health Options plans to cover part or all of services like:
- Screening and assessment
- Medical exams
- Detox
- Inpatient rehab stays
- Addiction treatment medications
- Psychiatric evaluation and therapy
Inpatient Treatment
Beacon Health Options give a range of inpatient treatment plans. Beacon rehab coverage extends to rehab services where you live at the facility. For inpatient programs, you typically live at the facility for 30-day increments. You can choose programs that are 30 days long, 60 days long, even 90 days long. The level of coverage you get and the degree of amenities are included based on the type of plan. In most cases, with inpatient programs, you will still have to pay your co-pay or meet a minimum deductible before your insurance kicks in. Co-pays are designated by the type of plan you have, and deductibles are similarly designated by your coverage plan and refer to the total amount you have to pay out of pocket before your insurance covers the remaining balance.
Outpatient Treatment
Beacon outpatient coverage is also offered, but the degree of coverage is based on your plan. With an outpatient treatment plan, the services you need, the treatments or modalities you undergo, and the length of time you use that program are entirely personalized. What works for you might not work for someone else. That said, intensive outpatient treatment services might be covered by your insurance plan with Beacon Health as long as you use an approved facility within the network. The costs might be paid entirely, or they might be paid after you have met your deductible and co-pays.