Yes, Oxford Health insurance pays for rehab treatment in South Florida, but Florida residents can enjoy the level of Oxford health treatment based on their plan.

What matters most is that you get a preauthorization before you get rehab treatment. Preauthorization is when Oxford Health confirms that rehab treatment is necessary. Preauthorization might not be required for routine outpatient treatments or medications, but it’s usually required for things like Florida partial hospitalization or intensive outpatient care.

1. Detoxification services, including medically-assisted detox, are considered a necessary part of drug and alcohol rehab. It has to be declared medically essential by the rehab facility you plan to attend before your insurance will kick in and offer full coverage. However, if you work with our staff at Prevail Recovery, we can ensure that this process is followed so that your Oxford Health rehab Florida plan works to your advantage.
2. Your plan might cover residential inpatient programs, but the percentage covered by Oxford health is based on the plan you have purchased.
3. Almost all Oxford health plans cover Outpatient Care because it is a lower-cost alternative to inpatient care.
4. Intensive outpatient programs give you more hands-on treatment, including medication-assisted treatment. Most Oxford Health Plans provide some coverage for this option but not necessarily full coverage.
5. Partial hospitalization programs give inpatient treatment in an outpatient setting and are typically covered to some degree by your Oxford Health and Rehab plan.
6. Oxford health plans might provide coverage for medication-assisted treatment to help decrease withdrawal symptoms. If you have a co-occurring mental health disorder, it is likely that you can get coverage for any medications that are used to treat your mental health disorder at the same time as your addiction. The degree of coverage you get is based on the plan you have.

How much you have to pay out-of-pocket is based on your plan. Oxford health treatment Florida based uses the same type of structure as any other health insurance plan: 

Copays

You have a co-pay that you are required to pay for certain covered healthcare services. This co-pay is a predetermined amount, the same as you would pay when you go for your doctor’s appointments. No matter how much is covered by your plan, you might still be required to pay a co-pay which might be a specific dollar amount or a percentage of the total bill depending on the plan you have.

Deductible

You also have a deductible. The deductible is how much money you have to pay out-of-pocket for all of your health care costs each year before your health insurance picks up the rest of the bill. Usually, your deductible is very low if you have a high monthly premium and very high if you have a low monthly premium. Your deductible applies to any and all healthcare services you have used for the year. Suppose you have a $4,000 deductible and you have already paid $3,000 toward that deductible this year for other services. In that case, your Oxford Health Plan might require you to pay that remaining $1,000 out-of-pocket toward any of your addiction treatment services before they step in and cover the rest of the cost associated with your treatment.

Let Prevail Recovery help you find South Florida Oxford Health rehab treatment.