Yes, United Healthcare does cover substance abuse, depending on your policy. In almost all policies, you get coverage for:
- Inpatient hospital detox
- Outpatient detox
- Inpatient rehab
- Outpatient alcohol and drug rehab
Some policies have pre-certification requirements depending on what is provided by that facility and whether the facility is inpatient or outpatient. Still, in general, they have a wide range of substance abuse treatment facilities from which to choose.
Outpatient coverage
The United Healthcare outpatient rehab in Ft. Lauderdale coverage is very similar. The lower-level plans offer some short-term coverage, but you might have to pay out-of-pocket. After your deductible, the short-term plans typically charge between 20% and 30% for your outpatient procedures. If you pay for individual outpatient doctor appointments, the cost is limited to $50 per visit.
Medications
Some drug and alcohol rehab plans necessitate medication. Medication might be given in the form of antidepressant or anti-anxiety medication for coexisting conditions. Medication might help with the initial withdrawal symptoms, especially those overcoming alcoholism. Medication could also be a part of your long-term program. In any case, certain medications and therapies may be covered by your insurance plan. You might find that medications are covered to a higher degree than inpatient programs depending on the coverage you have. We can help you evaluate what items are included and what has to be paid for out-of-pocket.
What If United Healthcare Doesn’t Cover All of My Rehab Costs?
We work hard to help remove any barriers that might inhibit your chance at Living a happier, healthier life. United Healthcare does have limits on specific services, especially for drug and alcohol rehab. If your plan does not give you complete coverage, Prevail Recovery staff can work with you to find other ways, such as employee benefits or government assistance. We can even help you create payment plans for the costs not covered by United Healthcare Insurance.